Guarantor Mortgages: Everything You Need to Know
If you’re unsure of which mortgage option to go with or are struggling to afford a deposit for a normal mortgage, a Guarantor Mortgage may be the perfect solution for you. In this article we explain what a Guarantor Mortgage is, who it’s suitable for, the pros and cons of this type of mortgage, information […]
Help to Buy – Everything You Need to Know
In this article, we tell you everything you need to know about the government’s Help-to-Buy Scheme in the UK. We discuss the pros and cons of each option, providing you with eligibility criteria alongside all the information you need to decide which option is best for you. After looking into the Help-to-Buy Schemes in England […]
Payday Loans Reclaims – The Guide
If you’ve ever had a payday loan that you couldn’t afford to repay, you may be eligible to reclaim a significant amount of the money back – for free. Following a rise in complaints and compensation claims against payday loans companies, the Financial Conduct Authority (FCA) has advised high-cost short-term credit companies to assess whether […]
Christmas Loans – the pros and cons of borrowing to fund Christmas
Christmas is just round the corner. It’s a time of merriment for many but can be a real financial burden too. Many people turn to loans each Christmas but is it a good idea to put Christmas on credit? While it’s always good practice to think properly about your finances, Christmas is not only known […]
Can You Get a Loan Without a Credit Check?
Does a dodgy credit rating rule you out of getting a loan? And can you get one without a credit check whatsoever? We take a look… There are plenty of lenders that claim to offer people loans with no credit check, but are these offers genuine? And more to the point… what’s the catch? The […]
What is APR?
APR can make it pretty confusing to work out exactly how much interest you’re going to repay. We’ve outlined what APR is and what it all means. You will see the term ‘APR’ used on a range of different lending options including credit cards, overdrafts, loans and mortgages. In the UK it is a legal […]
Mortgage Statistics UK 2019
The rising cost of living is now regarded as the biggest threat to our children’s futures, with UK parents showing more concern about this matter than both Brexit and Climate Change. So do we have a right to be so worried? In this article we share some of the latest housing and mortgage statistics in […]
The Difference Between a Secured and Unsecured Loan
Loans fit into one of two categories: Secured and Unsecured. Before making any applications to loan money, it’s important that you understand the differences between these two types of loan. In this article we explain how a secured loan and an unsecured loan differ from one another, describing the way they work, their popularity and […]
Mortgage Deposit Loans – Should You Borrow to Fund Your Mortgage Deposit
Getting on the property ladder is hard! With at least 5% of the property value required to get a mortgage and average house prices in the UK currently standing at over £220,000, it’s a pricey endeavour. So it’s tempting to consider taking out a loan to fund a mortgage deposit and you may already have […]
Payday Loans – Things You Should Know Before Applying
Payday loans get some pretty bad press in the UK. Despite this, it’s a booming industry. So clearly, these short term loans serve a purpose. Now, we’re not financial advisers and, if you’re struggling for cash, then we’d always recommend you get some professional advice. But if you’re considering a payday loan, we’ve done some […]
