Guarantor Mortgages: Everything You Need to Know

What is a Guarantor mortgage?

If you’re unsure of which mortgage option to go with or are struggling to afford a deposit for a normal mortgage, a Guarantor Mortgage may be the perfect solution for you.  In this article we explain what a Guarantor Mortgage is, who it’s suitable for, the pros and cons of this type of mortgage, information […]

Help to Buy – Everything You Need to Know

Help to Buy Scheme Explained - How to Apply

In this article, we tell you everything you need to know about the government’s Help-to-Buy Scheme in the UK. We discuss the pros and cons of each option, providing you with eligibility criteria alongside all the information you need to decide which option is best for you.  After looking into the Help-to-Buy Schemes in England […]

Valuing a Property: What do Estate Agents Look for?

house valuation

Professional estate agents usually take into considerations several factors when valuing a home, having valuated countless homes within their housing profession, they know what to look for. Read on some of the primary aspects, which lead to the ultimate value of a property. What influences property valuations? Social amenities Proximity to local amenities such as […]

Can I get a Mortgage if I’m Self Employed?

self employed mortgage

Getting a mortgage can seem a daunting and overwhelming process even if you financial status is relatively simple. So what about the self employed, whose income might fluctuate month to month and is often less predictable? Can they still get a mortgage? Self Employed Mortgage Woes It’s a natural concern when even making the decision […]

What’s the Minimum Deposit Needed for a Mortgage?

house keys

Getting your foot on the property ladder is hard, with prices now incredibly high and often rising faster than wages can keep up. So house buyers are tasked with having to save up thousands upon thousands for a deposit. But what is the minimum deposit you need to get a mortgage in 2019? Are you […]

How to Save for a Mortgage Deposit While Paying Rent

mortgage deposit saving

Getting your first foot on the property ladder is getting harder and harder! Especially when you’re paying through the nose for rent. Here’s our tips on saving up for that house deposit as a private renter. How to save for a mortgage deposit while paying rent Renting has become a go-to way to live for […]

What Credit Score do You Need to Get a Mortgage?

Credit score online experian

When you’re trying to get that all important first foot on the property ladder, your credit history can make or break your attempts. But what credit score do you actually need to get a mortgage today? Here in the UK, there isn’t actually any set minimum credit score that you need to have to secure […]

Mortgage Statistics UK 2019

The rising cost of living is now regarded as the biggest threat to our children’s futures, with UK parents showing more concern about this matter than both Brexit and Climate Change. So do we have a right to be so worried? In this article we share some of the latest housing and mortgage statistics in […]

Fixed-Rate Mortgages vs Variable Rate Mortgages: Everything You Need to Know

new home keys

When faced with choosing between a fixed-rate mortgage or a variable rate mortgage, it can be a difficult decision to make without first doing your research to discover which is the best for you. You must make the right choice for your mortgage as you may be signed up to your agreement for a long […]

Bad Credit Mortgages – Our Guide to Getting a Mortgage with a Low Credit Score

bad credit mortgages

If you’re hoping to buy a home and you’ve got a less than favourable financial history, you might be worried about your mortgage prospects. So this is our guide to bad credit mortgages. First up, what is ‘bad’ credit? Let’s address the big question first. What exactly is ‘bad’ credit? When we say ‘bad credit,’ we […]